To get instant approval for a personal loan, start by maintaining a strong credit score, as lenders prioritize applicants with good credit histories. Choose a lender offering pre-approved loans or instant approval services, often available through online platforms or banking apps. Ensure you meet the eligibility criteria, such as minimum income requirements and employment stability, and have all necessary documents ready, including proof of identity, income, and address. Applying with your existing bank or financial institution can expedite the process since they already have your financial records. Finally, double-check your application for accuracy to avoid delays caused by errors.
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