Seller financing is an attractive option for homebuyers in Houston who may not qualify for traditional mortgages. In this arrangement, the seller acts as the lender, allowing the buyer to make direct payments over time. This eliminates the need for a bank or mortgage company, making it easier for buyers with less-than-perfect credit or those who prefer a quicker, more flexible closing process. With Houston’s competitive real estate market, seller financing can open the door to a wide range of properties, making homeownership more accessible.